Independent Owner Operator Occupational Accident Program

Overview - Benefits - Applications

If you’re using Owner/Operator’s or Contract Drivers we have a great new program for you! The coverages include true workers compensation for Casual Laborer(s) and for Employee’s of your IOO or Contract Drivers. That coverage extends to you should a casual laborer attempt to recover damages from you for workers compensation related claims.

This program has already been approved by Allied Van Lines, North American Van Lines and Global Van Lines for their agents to begin using! Our program is more comprehensive than other available coverage options and has a set rate of $369 per month. We’ve made it even easier for you with a 12 month payment plan that has NO FEE’s or Interest! Your drivers complete the applications and send them in. Your drivers will be billed directly each month thereafter.

  • ADMITTED CARRIER with an "A- Excellent" Rating- We know you don't want to trust your insurance needs to just anyone, that's why we only use admitted carriers with EXCELLENT ratings!
  • CERTIFICATES – Certificates of Insurance will be sent out within 24 hours of confirmation from our carrier that your coverage has been bound!
  • PROTECTION - Coverage against on-the-job accidents, occupational disease, cumulative trauma, hernia and hemorrhoids with a reduced Non-Occupational death benefits and reduced medical benefits. Your drivers have significant financial security with our plan! This new program should protect you, the agent against your company's Workers Compensation insurance carrier seeking audit premium from you for the Owner/Operator exposure
  • VAN LINE AGENT PROTECTION - Sirva's Agents are COVERED if an independent owner operator seeks to prove employee status with your company!
  • OWNER OPERATORS WORKERS COMPENSATION COVERAGE - Owner Operators receive protection through true workers compensation coverage for their employees including CASUAL LABORERS! Each owner operator will receive their own unique certificate evidencing Workers Compensation coverage for his or her employees and evidencing occupational accident insurance for him or herself.
  • CUSTOMER SERVICE – Insurance Risk Managers of MO., Inc. provides insurance services solely to the moving & storage industries. This allows us to provide dedicated service members who spend everyday working with clients who are just like you. This expertise delivers Excellence in Service that cannot be matched.
 

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Independent Owner Occupational Accident Insurance

Our Agents
Ken Fontana
Novis D. Adkins
Patrick E. McAleenan
Thomas E. West

Contact Us

425 North New Ballas Road
Suite 175
St. Louis, MO 63141

Phone: 800-221-7686
Fax: 314-997-7250
E-mail: KenF@irmmo.com